Rethinking Retirement Income

September 12, 2011

It’s time to rethink the phrase, “retirement income.” Generally, people think of it as income you receive off interest from investments made over a period of decades, after you hit age fifty-nine and a half or sixty-five. Social Security is included, as are government and company pensions, in this income. All that is assuming you [...]

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Not Your Grandmother’s Retirement Investment

September 5, 2011

Often, you hear talk of Real Estate being a solid and lucrative retirement investment. Whether you buy it to rent out in order to supplement your income after retirement, or you systematically flip properties and invest the profits into mutual funds before retiring, it can be a valid way boosting your nest egg. However, a [...]

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Ten Ways To Mess Up Your Retirement Plans

September 2, 2011

Once you get your retirement plans underway, it may seem like everything will be smooth sailing from there. But the truth is, there are many choices you can make along the way that could seriously hinder your progress. Here are the top ten ways to mess up your plans for retirement. 1. Get into debt. [...]

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Twenty Reasons Retirement Planning Should Include Term Life Insurance

August 31, 2011

Most people, when they think about planning for retirement, don’t think about term life insurance. But if you have a family – even if only a spouse – this could be one of the most important aspects of the process. Here are twenty reasons why. 1 – Drunk drivers. 2 -  Drivers that talk on [...]

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When Your Retirement Funds Take A Dive

August 29, 2011

The best retirement funds are well-managed, good-growth stock mutual funds. That is, they should be at least ten years old and average at least a ten percent return over the life of the fund. But what happens if a particular fund does badly while most others are still doing well? Should you bail out and [...]

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Retirement Income In A Down Economy

August 27, 2011

Is it possible to have a decent retirement income in a down economy? Skeptics of the market will point to times like these and call you a fool for having anything to do with any part of the market. Others will tell you to hang on tight, you’ll get through. So, what’s the best answer [...]

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Five Principles For Saving For Retirement

August 25, 2011

Saving for retirement is often overlooked by the young, ignored by the lower class and overwhelming for those who are approaching official retirement age and haven’t invested a penny. But unless you know you can continue to work and get paid a decent wage after the age of sixty-five or seventy, and this plan appeals [...]

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Can I Count On State Retirement Plans?

May 31, 2011

Government employees often ask the question: “Since I am forced to give part of my paycheck to the state retirement plan/since I will be getting a pension when I retire, do I need to open up an outside retirement account as well?” One way to answer the question is to ask another: how much retirement [...]

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The Most Important Retirement Investment, Part Three

May 31, 2011

When doing their retirement planning, many people neglect to plan for the most important part of their retirement: their health. Today I will move on to the third part of the series: “The Most Important Retirement Investment: YOU”, where we will take a look at a controversial subject: spirituality. You have a spirit. It is [...]

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What Happened To YOUR Retirement Income?

May 26, 2011

Back in the so-called “crash” of 2008, everybody with money in stocks and mutual funds saw their portfolios cut at least in half. This left many people running scared, thinking that counting on mutual funds for retirement income was a big gamble. Others begrudgingly stayed in the market, and have yet to see their full [...]

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