Sometimes, Cheaper IS Better (Or At Least, Just As Good)

January 12, 2013

There are two things I often say to people regarding saving money. First, you get what you pay for. If you don’t pay much, you usually won’t get much. Second, if you want optimum health, you’re going to have to be willing to pay for it. Conventionally-grown produce is full of toxins that build up [...]

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Getting The Biggest Bang For Your Buck

January 10, 2013

When you aim to be able to put more money into retirement, one way to do so is by living more frugally. But is frugal always the best choice? That depends on how you define “frugal.” Some people equate the word with “cheap” or “miserly”, others believe it means always looking for a bargain-basement price. [...]

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“Should I Refinance My Mortgage?”

January 8, 2013

“Should I refinance my mortgage?” With interest rates continuing to steadily fall, this is a question many homeowners are asking themselves. And it’s a good question, because answering it correctly will have a dramatic effect on your personal finances. The “correct” answer depends on two things: the rate of your current loan, and how much [...]

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Who REALLY Controls Your Money?

January 5, 2013

So, if the House follows suit with the Senate, the fiscal cliff is going to be averted. That will have a mixed impact on your retirement income. Wait, you haven’t heard the term “fiscal cliff”? The following description comes from an article at about.com: // // Among the changes that were set to take place [...]

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Five More Personal Finance Goals For The New Year

January 3, 2013

In the last post, I explained the importance of setting some personal finance goals, and gave you a few examples to get you started. In this post, I want to give you some more ideas. So here are five more potential goals you might make this year to get your financial life in better order. [...]

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Five Personal Finance Goals For The New Year

January 1, 2013

Have you made some personal finance goals for 2013 yet? If not, it’s not too late! And, yes, it is important to make them and write them down. Most people who have a goal and reach it only do so because they write it down somewhere. Writing it down, even if just on a napkin [...]

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Answering The Question Of Debt Relief

December 12, 2012

Are you looking for debt relief? Congratulations – realizing that debt is not a good thing is a great step in the right direction for growing more retirement income. Now you need to figure out a way to pay off your debt, but you have a problem: there’s no way you can do that, given [...]

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Are Precious Metals For You?

November 15, 2012

Should gold and silver be part of your portfolio? As discussed in the previous post, including precious metals is a good idea for two main reasons: their value tends to be more stable than that of mutual funds, and they can be used for barter. The following infographic depicts the history of gold and silver, [...]

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Have You Missed The Gold Investment Boat?

November 13, 2012

Should you invest in gold right now? Or has the opportunity to make big money with it already passed? Like many other investors, I am kicking myself for not buying gold a decade ago. If my husband had invested $100,000 in the precious metal back then, it would now be worth around $428,000 as of [...]

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Finding The Right Career

November 7, 2012

When it comes to either retiring early or retiring with financial security, figuring out the correct career placement for yourself is essential. You want to find work that not only fits your skills and talents, but that pays you well enough so you are able to save or invest at least a few hundred dollars [...]

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